Debt Collectors Often Cross The Line!
The Fair Debt Collection Practices Act (FDCPA), is a Federal Law prohibiting certain types of "abusive and deceptive" conduct when attempting to collect debts, even if you really owe it. If your debt collector has violated this law, you may be entitled to monetary damages to be awarded to you and pay for your attorney fees.
Warren Law Group, PC does not charge consumers directly, all fees are charged to the offending agency. Warren Law Group, PC even advances court costs!
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Common Debt Collection Violations
- Excessive phone calls.
- Messages left on a public answering machines or phone calls directly to your family, friends, coworkers, or neighbors.
- The debt collector did not disclose who they were and that the call was from a debt collector.
- The debt collector threatened legal action (threats of filing a lawsuit, taking you to court,
garnishing your wages, or putting a lien on your property).
- The debt collector calls you at work even though you told the debt collector to stop calling at
- Phone you at an unusual time or unusual location
- Use profane or other abusive language when
- Contact you after you have submitted written
notification that you do not want to be contacted
- Falsely claim to be affiliated with any
- Misrepresent the amount or legal status of any
- Threaten of to take any action that cannot be
- Blame and accuse you of having committed a
- Threaten to report or communicate false credit
- Use forbidden and deceptive methods to collect
- Call you before 8:00 a.m. or after 9:00 p.m.
Past due bills does not make you any less of a person and you should not have to suffer from abuse and harassment. If the debt collector’s actions are violating the law, you have the right to file suit. Warren Law Group, PC can help you fight back! All fees are charged to the defendant! Click here to tell us your story today!